{"id":607,"date":"2016-09-19T23:35:23","date_gmt":"2016-09-20T03:35:23","guid":{"rendered":"http:\/\/hw.minilinux.net\/?p=607"},"modified":"2016-09-20T15:05:03","modified_gmt":"2016-09-20T19:05:03","slug":"%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%9a%84balance-transfer","status":"publish","type":"post","link":"https:\/\/hw.minilinux.net\/?p=607","title":{"rendered":"\u4fe1\u7528\u5361\u7684Balance Transfer"},"content":{"rendered":"<p>\u6bcf\u5f53\u7533\u8bf7\u4e00\u5f20\u4fe1\u7528\u5361\u65f6\uff0c\u4e0d\u7ba1\u4f60\u6709\u6ca1\u6709\u5728\u6ce8\u610f\uff0c\u89d2\u843d\u7684\u6761\u6b3e\u603b\u4f1a\u6709\u5173\u4e8eBalance Transfer\u7684\u8bf4\u660e\u3002\u8d77\u521d\u6211\u603b\u4ee5\u4e3a\u8fd9\u662f\u4fe1\u7528\u5361\u516c\u53f8\u6362\u4e2a\u6cd5\u5b50\u6765\u8d5a\u94b1\u7684\u65b9\u5f0f( \u867d\u7136\u57fa\u672c\u786e\u5b9e\u662f\u8fd9\u6837:( )\uff0c\u6240\u4ee5\u81ea\u52a8\u5ffd\u7565\u3002\u4f46\u662f\u4ed4\u7ec6\u7814\u7a76\u7814\u7a76\uff0c\u5176\u5b9e\u8fd9\u4e2a\u4e5f\u4e0d\u662f\u5168\u65e0\u7528\u5904\u3002<\/p>\n<p>\u6240\u8c13Balance Transfer, \u987e\u540d\u601d\u4e49\uff0c\u5c31\u662f\u4ee5\u4fe1\u7528\u5361\u4f5c\u4e3a\u6e20\u9053\u5411\u4fe1\u7528\u5361\u516c\u53f8\u501f\u94b1\uff0c\u4e00\u822c\u662f\u4e00\u5e74\u7684\u671f\u9650. \u53ef\u4ee5\u8f6c\u5230\u81ea\u5df1\u7684\u652f\u7968\u5e10\u6237\uff0c\u6216\u8005\u5176\u4ed6\u7684\u4fe1\u7528\u5361\u7528\u6765\u8fd8\u8d37\u3002 \u5927\u90e8\u5206\u4eba\u7528\u8fd9\u4e2a\u6765\u8fd8\u5b66\u8d39\u6216\u8005\u6bd4\u8f83\u7740\u6025\u7684\u8d26\u5355\u3002\u4f46\u662f\u4e00\u822c\u6709\u4e24\u4e2a\u6570\u5b57\u8981\u6ce8\u610f\uff0c\u5c31\u662fAIR(annual income rate) \u548c transaction fee(TF). AIR\u5c31\u662f\u5229\u7387\uff0c TF\u5c31\u662f\u4e00\u6b21\u6027\u7684\u5904\u7406\u8d39.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-608\" src=\"http:\/\/hw.minilinux.net\/wp-content\/uploads\/2016\/09\/Screen-Shot-2016-09-19-at-11.13.05-PM.png\" alt=\"screen-shot-2016-09-19-at-11-13-05-pm\" width=\"380\" height=\"173\" srcset=\"https:\/\/hw.minilinux.net\/wp-content\/uploads\/2016\/09\/Screen-Shot-2016-09-19-at-11.13.05-PM.png 380w, https:\/\/hw.minilinux.net\/wp-content\/uploads\/2016\/09\/Screen-Shot-2016-09-19-at-11.13.05-PM-300x137.png 300w\" sizes=\"auto, (max-width: 380px) 85vw, 380px\" \/><\/p>\n<p>\u6bd4\u5982\u8bf40% AIR, 1%\u7684TF\uff0c\u5982\u679c\u4f60\u501f\u4e8610000, \u53ea\u8981100\u5757\u7684\u5904\u7406\u8d39\u3002\u6240\u4ee5\u6bd4\u5982\u8bf4\u73b0\u5728\u7684\u5229\u7387\u662f2.25%\uff0c\u6240\u4ee5\u5982\u679c\u6709\u8fd9\u6837\u7684offer\u5176\u5b9e\u4f60\u662f\u8d5a\u7684.:)<\/p>\n<p>\u4f46\u662f\u6ca1\u6709\u4e8b\u60c5\u662f\u5b8c\u7f8e\u7684\uff0cBalance Transfer\u4f1a\u8ba9\u4f60\u7684\u4fe1\u7528\u5361\u4e00\u76f4\u5904\u5728\u6bd4\u8f83\u9ad8\u7684\u6b20\u503a\u7387\uff0c\u6700\u7ec8\u4f1a\u5f71\u54cd\u4f60\u7684\u4fe1\u7528\u5206\u6570\u3002\u4f46\u662f\u5f53\u7136\u5728\u4f60\u628a\u94b1\u8fd8\u6e05\u4e4b\u540e\uff0c\u4fe1\u7528\u5206\u6570\u662f\u4f1a\u56de\u6765\u7684\u3002\u636e\u8bf4\u6709\u65f6\u5019\u8fd8\u4f1a\u6bd4\u964d\u4e4b\u524d\u8fd8\u9ad8\u4e00\u4e9b.<\/p>\n<p>\u53e6\u5916\u8fd8\u6709\u4e00\u70b9\uff0c\u5982\u679c\u4e00\u5f20\u4fe1\u7528\u5361\u4e0a\u505a\u4e86Balance Transfer, \u5c31\u4e0d\u5efa\u8bae\u518d\u6d88\u8d39\u4e86\uff0c\u56e0\u4e3a\u5f88\u591a\u4fe1\u7528\u5361\u516c\u53f8\u9ed8\u8ba4\u8fd8\u6b3e\u662f\u5148\u8fd8Balance Transfer\u7684\u90e8\u5206\u3002\u6240\u4ee5\u4f60\u6d88\u8d39\u7684\u90e8\u5206\u76f8\u5f53\u4e8e\u4e00\u76f4\u6ca1\u8fd8\uff0c\u800c\u4e00\u822c\u4fe1\u7528\u5361\u6b20\u6b3e\u7684\u5229\u7387\u662f20%\u4ee5\u4e0a:(<\/p>\n<p>\u6240\u4ee5\uff0c\u614e\u91cd\u4f7f\u7528\uff0c\u5982\u679coffer\u4e0d\u9519\uff0c\u771f\u7684\u6709\u9700\u8981\u7684\u65f6\u5019\uff0c\u7528\u7528\u4e5f\u53ef\u4ee5\u662f\u6b63\u6536\u76ca.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6bcf\u5f53\u7533\u8bf7\u4e00\u5f20\u4fe1\u7528\u5361\u65f6\uff0c\u4e0d\u7ba1\u4f60\u6709\u6ca1\u6709\u5728\u6ce8\u610f\uff0c\u89d2\u843d\u7684\u6761\u6b3e\u603b\u4f1a\u6709\u5173\u4e8eBalance Transfer\u7684\u8bf4\u660e\u3002\u8d77\u521d\u6211\u603b\u4ee5\u4e3a\u8fd9\u662f\u4fe1\u7528\u5361\u516c\u53f8\u6362\u4e2a\u6cd5\u5b50\u6765\u8d5a\u94b1\u7684\u65b9\u5f0f( \u867d\u7136\u57fa\u672c\u786e\u5b9e\u662f\u8fd9\u6837:( )\uff0c\u6240\u4ee5\u81ea\u52a8\u5ffd\u7565\u3002\u4f46\u662f\u4ed4\u7ec6\u7814\u7a76\u7814\u7a76\uff0c\u5176\u5b9e\u8fd9\u4e2a\u4e5f\u4e0d\u662f\u5168\u65e0\u7528\u5904\u3002 \u6240\u8c13Balance Transfer, \u987e\u540d\u601d\u4e49\uff0c\u5c31\u662f\u4ee5\u4fe1\u7528\u5361\u4f5c\u4e3a\u6e20\u9053\u5411\u4fe1\u7528\u5361\u516c\u53f8\u501f\u94b1\uff0c\u4e00\u822c\u662f\u4e00\u5e74\u7684\u671f\u9650. \u53ef\u4ee5\u8f6c\u5230\u81ea\u5df1\u7684\u652f\u7968\u5e10\u6237\uff0c\u6216\u8005\u5176\u4ed6\u7684\u4fe1\u7528\u5361\u7528\u6765\u8fd8\u8d37\u3002 \u5927\u90e8\u5206\u4eba\u7528\u8fd9\u4e2a\u6765\u8fd8\u5b66\u8d39\u6216\u8005\u6bd4\u8f83\u7740\u6025\u7684\u8d26\u5355\u3002\u4f46\u662f\u4e00\u822c\u6709\u4e24\u4e2a\u6570\u5b57\u8981\u6ce8\u610f\uff0c\u5c31\u662fAIR(annual income rate) \u548c transaction fee(TF). AIR\u5c31\u662f\u5229\u7387\uff0c TF\u5c31\u662f\u4e00\u6b21\u6027\u7684\u5904\u7406\u8d39. \u6bd4\u5982\u8bf40% AIR, 1%\u7684TF\uff0c\u5982\u679c\u4f60\u501f\u4e8610000, \u53ea\u8981100\u5757\u7684\u5904\u7406\u8d39\u3002\u6240\u4ee5\u6bd4\u5982\u8bf4\u73b0\u5728\u7684\u5229\u7387\u662f2.25%\uff0c\u6240\u4ee5\u5982\u679c\u6709\u8fd9\u6837\u7684offer\u5176\u5b9e\u4f60\u662f\u8d5a\u7684.:) \u4f46\u662f\u6ca1\u6709\u4e8b\u60c5\u662f\u5b8c\u7f8e\u7684\uff0cBalance Transfer\u4f1a\u8ba9\u4f60\u7684\u4fe1\u7528\u5361\u4e00\u76f4\u5904\u5728\u6bd4\u8f83\u9ad8\u7684\u6b20\u503a\u7387\uff0c\u6700\u7ec8\u4f1a\u5f71\u54cd\u4f60\u7684\u4fe1\u7528\u5206\u6570\u3002\u4f46\u662f\u5f53\u7136\u5728\u4f60\u628a\u94b1\u8fd8\u6e05\u4e4b\u540e\uff0c\u4fe1\u7528\u5206\u6570\u662f\u4f1a\u56de\u6765\u7684\u3002\u636e\u8bf4\u6709\u65f6\u5019\u8fd8\u4f1a\u6bd4\u964d\u4e4b\u524d\u8fd8\u9ad8\u4e00\u4e9b. \u53e6\u5916\u8fd8\u6709\u4e00\u70b9\uff0c\u5982\u679c\u4e00\u5f20\u4fe1\u7528\u5361\u4e0a\u505a\u4e86Balance Transfer, \u5c31\u4e0d\u5efa\u8bae\u518d\u6d88\u8d39\u4e86\uff0c\u56e0\u4e3a\u5f88\u591a\u4fe1\u7528\u5361\u516c\u53f8\u9ed8\u8ba4\u8fd8\u6b3e\u662f\u5148\u8fd8Balance Transfer\u7684\u90e8\u5206\u3002\u6240\u4ee5\u4f60\u6d88\u8d39\u7684\u90e8\u5206\u76f8\u5f53\u4e8e\u4e00\u76f4\u6ca1\u8fd8\uff0c\u800c\u4e00\u822c\u4fe1\u7528\u5361\u6b20\u6b3e\u7684\u5229\u7387\u662f20%\u4ee5\u4e0a:( \u6240\u4ee5\uff0c\u614e\u91cd\u4f7f\u7528\uff0c\u5982\u679coffer\u4e0d\u9519\uff0c\u771f\u7684\u6709\u9700\u8981\u7684\u65f6\u5019\uff0c\u7528\u7528\u4e5f\u53ef\u4ee5\u662f\u6b63\u6536\u76ca. &nbsp;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[25,23],"class_list":["post-607","post","type-post","status-publish","format-standard","hentry","category-24","tag-balance-transfer","tag-23"],"_links":{"self":[{"href":"https:\/\/hw.minilinux.net\/index.php?rest_route=\/wp\/v2\/posts\/607","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hw.minilinux.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hw.minilinux.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hw.minilinux.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hw.minilinux.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=607"}],"version-history":[{"count":1,"href":"https:\/\/hw.minilinux.net\/index.php?rest_route=\/wp\/v2\/posts\/607\/revisions"}],"predecessor-version":[{"id":609,"href":"https:\/\/hw.minilinux.net\/index.php?rest_route=\/wp\/v2\/posts\/607\/revisions\/609"}],"wp:attachment":[{"href":"https:\/\/hw.minilinux.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=607"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hw.minilinux.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=607"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hw.minilinux.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=607"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}